互联网金融有利于金融改革的深化，有利于实现金融普惠。互联网金融的发展及其对金融转型产生的深远影响为金融权的生成提供了可能。金融权是指每一个人以可承担的成本享受公平合理的金融服务的权利。在当今社会，金融权已然成为一项关涉人生存和发展的基本权利。权利是法学的基石范畴，对金融权问题的研究是探讨互联网金融对法的影响问题的理论起点和最终归宿。

Internet finance is conducive to the promotion of financial deepening and financial inclusion The development of Internet finance and its profound impact on the financial restructuring provide the possibility to the generating of the right to finance The right to finance refers to the right of each individual to receive fair and reasonable financial services with affordable costs In todays society,the right to finance has become one of the fundamental rights pertinent to survival and development As rights are the cornerstone of law,the study of the right to finance is both the theoretical starting point and destination of the exploration of how Internet finance influences law