Banner people had the right to earn polished rice as payment besides royal bureaucracy During the course of urbanization banner people were often in need of excess polished rice to exchange life necessities The businessmen aiming at the rice came into being The economic relationship took shape between Bannerman and businessmen for the polished rice as payment, and the relationship gradually evolved into the relation of creditor and debtor with advancing payment from the businessmen The ruler took various measures to help impoverished banner people As suffering from the limitation and ensuring the national military as well as power, the banner people were lost in the plight of identity and constraint Moreover, the pursuit of pleasure in society undoubtedly became a catalyst to accelerate pauperization of Banner people especially lower Banner people